Description: This report examines lapse experience on individual life products for a variety of policy and product factors. The study can be used for industry benchmarking, as well as for background information for the product development and planning process. The data contained in this report can help companies identify factors that impact individual life insurance persistency.

Description: This is the second Intercompany Study of Long–Term Care Insurance. For this report, the committee gathered and refined data that dates back to 1984. This report combines and analyzes data received from 14 insurers that agreed to provide information to further the knowledge of long–term care insurance.

Description: This is the SOA 1991 large claims database. Please see the SOA website experience studies for group health for further information about the specifications for this database. The Committee on Health Benefit Systems Research is pleased to announce the availability of the 1991-92 Group Medical Insurance Large Claims Database. The database includes more than 171,000 claims of $25,000 or more, representing over $10 billion in total charges. Fields include diagnosis 3digit ICD-9 code, type of coverage HMO, PPO, Indemnity, etc., claimant status employee or dependent, and charges split into hospital and non-hospital, in addition to claimant age and gender.

Description: The Individual Life Experience Committee has completed their latest report on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This study includes policy years 2004-05. This is the Excel preferred data pivot tables that provide more detail for policy years 2004-05. Please see the SOA website experience reports for the full report and other related tables.

Description: Request for a company to participate in the study.

Description: This article provides encourages participation in and provides instructions for participation in the 2010 CLICE study. The objective of the 2010 study is to provide useful unit expense benchmark information to actuaries and their managements from which to assess their own unit expense performance, while expanding the level of contributions. In addition, CLICE expects the results to be useful in enhancing the generation of the Generally Recognized Expense Table GRET in the U.S. used by some companies to demonstrate compliance with the NAIC model sales illustration regulation.

Description: The report describing the composite mortality tables for simplified issue business developed by the Society of Actuaries and the Academy of Actuaries.

Description: The primary focus of this study was a comprehensive review of recent mortality experience of public retirement plans in the United States.

Description: The RP-2006 and RPH-2006 Mortality Tables were created from the same data as the RP-2014 and RPH-2014 tables, but with rates as of the central year of 2006.

Description: Guaranteed Issue Mortality Rates with a 65% load