Description: Cover article introducing this month's newsletter and discussing the highlights of the contents of the newsletter

Description: Feature article discussing the impact of the crisis that started in 2008 on pension plans and pension policies in a variety of countries.

Description: Feature article discussing the social security programs of the 16 countries that make up the English-speaking Caribbean.

Description: The author describes what he thinks actuaries’ responsibilities to the public are.

Description: Summary of the financial projections shown in the 2013 Social Security Trustees Report.

Description: This article points out actuarial issues surrounding provisions in the ACA that impact financial reporting.

Description: View In the Public Interest, September 2016 issue.

Description: Read the January 2019 issue of In The Public Interest published by the Social Insurance and Public Finance Section.

Description: Inspired by other financial savings products available to Canadians, this article describes a potential solution for financing future health expenses with the creation of a Registered Health Savings Account (RHSA). This solution has been thought on the basis of four premises : 1- Individual Accountability for Health Expenses; 2- Early Savings Leads to More Accumulation; 3-PreferredTax Treatment for Personal Health Savings; 4- Complementing current public and private health systems; Main elements of the RHSA are described (Contributions, Accumulation, Utilization of account, Management by financial institutions).RHSA'S expected balances and some other results under three scenarios (a person in good health, one in poor health, and one with unexpected death at age 45) are summarized in a table. Health expenses deducted yearly from RHSA's balance were estimated using total, per capita, provincial government health expenditures by age-band for Canada, in 2020, from the Canadian Institute of Heath Information’s (CIHI), which account for 71.8% of total expenditures, that is public + private. Thus 28.2% of total expenditures were used for private health expenditures, then forecasted to 2024 and projected using a 4% annual trend. Some objections to the solution explored were anticipated as well as some refutations to these objections.

Description: Read the August 2020 issue of In The Public Interest published by the Social Insurance and Public Finance Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.