Description: Third article in a series on how to use predictive analytics to improve the development of long-term care projection assumptions.

Description: This article will consider several issues arising from ACO budgeting and pricing of stoploss coverage, including: 1) attribution of members; 2) claim carve outs; 3) ambiguous stoploss terms; 4) providers gaming the system and 5) credibility of data.

Description: A review of the academic article "Health Insurance for ‘Humans’: Information Frictions, Plan Choice, and Consumer Welfare."

Description: Using Healthcare Claims Data to Create Actuarial Models.

Description: The article explores the lack of focus of Social Security reform proposals on the the next twenty years and the imminent drawing down of the Social Security Trust Fund sometime near the end of that period.

Description: The article compares China's variable annuities with India's NAV guaranteed ULIPs. Both of them mostly working on CPPI. The comparison is mainly focused on market competition landscape, unit-linked business market share, incentives of introducing the product, and the macro-economic environment in the two countries.

Description: Article analyzes the value of a discounted accelerated benefit provision and suggests that it might be more generous than expected.

Description: The rules governing the tax treatment of distributions from life insurance or annuity contracts are complex. Worse, the relevant IRC section, section 72, seems at times to be the product of a conspiracy in restraint of understanding.

Description: Summary of SOA modeling sessions from 2017, part 2.

Description: VM-20 requires prudent estimate assumptions that are based upon a combination of company experience, industry basic tables and prescribed margins. VM-20 has requirements on how company experience is defined, and also requires that additional margins be established if the actuary does not consider the prescribed margins to be adequate.