Description: Survey of post level term lapse and mortality assumptions for level term premium plans.

Description: This article outlines a practical approach for setting mortality rates using credibility theory. It includes formulas that can easily be applied to determine how much credibility to assign to the results of a mortality experience study.

Description: Examines historical life insurance and annuity policyholder mortality improvement trends and/or mortality improvement rates and how they compare to that of the general US and international populations. Discusses techniques for modeling and projecting future mortality improvements

Description: Mortality Improvement Scale MP-2016 is an update to Mortality Improvement Scale MP-2015 that includes three additional years of historical U.S. population mortality data and modification of two input values designed to improve the model’s year-over-year financial stability. The page includes the updated Scale MP-2016, the accompanying Scale MP-2016 document, and an updated RPEC_2014_v2016 Model Implementation Tool for actuaries to create their own mortality improvement scales using RPEC’s model and the updated data set.

Description: This SOA report provides an overview and analysis of the mortality models, theories and trends contained in the papers presented at the past four international Living to 100 symposia.

Description: This is an update of a report published originally in June 20211 comparing total U.S. population mortality to baseline expectations by age and sex. The report now includes U.S. population numbers through August 17, 2022, so the years 2020 and 2021 are now mostly complete.

Description: This collection of data shows a trend in mortality during a period of many medical breakthroughs and social improvements.

Description: This report covers historical mortality from 1999-2018 by race as categorized by population data from the Centers for Disease Control and Prevention’s (CDC) WONDER database. Mortality for all deaths and six specific causes of death are considered over this period. Additionally, in 2020, the COVID-19 pandemic has influenced mortality as a whole and this report shows the breakdown of COVID-19 deaths by race.

Description: This SOA report provides an overview and analysis of the mortality models, theories and trends contained in the papers presented at the past four international Living to 100 symposia.

Description: Attempts to Quantify Potential Impact of Pandemic Influenza on the U.S. Life Insurance Industry