Description: Comparison of healthcare costs for early retirees versus active workers in the same age band. When adjusted for age, there is not a significant difference in costs between each group.

Description: Identifies current trends and considerations when setting the mortality improvement assumption for individual life insurance in the US.

Description: This is a continuation of an article published for the speculative future contest in 2023. It mentions how the collapse of China would cause a global recession in 2029 due to the current and predicted geopolitical climate in 2023.

Description: Overview of areas of the Living to 100 content of particularly interest to pension actuaries. Two areas of emphasis are business implications and human resource implications including retirement ages. Draws on panels and papers.

Description: Provides highlights of the "How Americans Manage their Finances" study and relates results to other SOA research. Researcher for study is at University of Southern California and the SOA is partnering with the Social Security Administration.

Description: This article examines the impact of a changing smoking rate on population-level mortality improvement and the importance of taking this driver into account.

Description: The most recent demographic data published in Mexico allows us to analyse in detail the profound demographic transition that has been taking place in the country for more than four decades. It is possible to develop forecasts for the future on the basis of this historic experience. The purpose of this article is not only to illustrate the profound demographic change in Mexico – and what it is expected to experience over the coming decades – but to highlight the challenges for the insurance industry posed by the various demographic trends. Wherever challenges are found, however, opportunities also exist, provided the industry succeeds in adequately transforming its own processes and meeting the needs of a changing market.

Description: The article is based on a range of industry insights, and provides readers with a broad overview of the emerging markets, industry trends, and challenges.

Description: Article on fertility projections for Social Insurance Symposium that was presented at the SOA Annual Meeting.

Description: Demographic challenges due to longevity increases and low fertility rates will lower economic growth as measured by GDP. By deconstructing GDP growth between population and productivity growth the article describes the problem and presents potential solutions. The article builds off an SOA research paper published in November 2023, Demographics and Productivity: Drivers of Economic Growth.