Description: This story won the Predictive Analytics and Futurism Section prize for most novel prediction forming the basis for the narrative in the 2019 Actuarial Speculative Fiction contest.

Description: Big data, predictive analytics, machine learning and AI will likely transform the insurance market and the actuarial profession. The actuarial profession is seeing changes many markets, including health and property and casualty. This article describes these trends and provides an introduction into what companies and the Society of Actuaries (SOA) are doing to adapt and capitalize on these trends.