Description: This article describes Solvency II, an overhaul of the European regulatory regime, and discusses the implications for reinsurers.

Description: Employer stop loss is an insurance coverage offered to employers who self-fund their employee benefits program pursuant to an ERISA plan document. From Reinsurance Section News, November 2007, Issue No. 61.

Description: Chairperson’s column discussing systemic risk.

Description: Feature article discussing preferred methods of communication.

Description: This article reports on a session at an underwritering meeting in which the panel included an actuary, an underwriter and a marketer. Each presented his point of view about the status of the insurance business and the difficulties of increasing production.

Description: Discussion of the evolving role of reinsurance in driving business decisions for the direct side, with particular emphasis on underwriting and risk classification and the emphasis on automatic versus facultative business.

Description: This article describes the LEARN program which provides state regulators with a convenient means of obtaining the knowledge base needed to understand how reinsurance works. It is an update of the article originally published in the July 2011 issue Reinsurance News.

Description: Suicide is one of the ten leading causes of death in the United States and the only one of those causes that is trending in the wrong direction over the last 15 years. This article examines several aspects of suicide in the United States with a focus on its impact on the insurance industry. The findings were compiled from publicly available data through the Centers for Disease Control and Prevention, from internal RGA data, and also from interviews with topic experts. The article highlights the difference in suicide rates between the general population and the insured population, the proportion of claims from suicide, the spike in suicide rates at the end of the contestability (or exemption period), and current thoughts from counseling experts on prevention. It also demonstrates an increase in suicide rates during times of economic turmoil.

Description: The excess capacity that has triggered structural reinsurance market shifts has companies focusing on uninsured and underinsured exposures to tackle the issue.

Description: Overview of the diverse Asia markets and four key themes:Rapid pace of product development, innovative underwriting solutions, Wellness, the rise of insurtech.