Description: The Society of Actuaries and LIMRA have sponsored a U.S. Individual Disability Income Persistency Study. The report, authored by Cathy Ho and Steve Elek, presents the results of a study of individual disability income (“IDI”) lapse experience in the United States between observation years 2000 and 2007. This is the first report in a two-part series that will present results of a study conducted jointly by LIMRA and the Society of Actuaries (SOA) and based on data provided by 12 individual disability income insurance writers.

Description: This article summarizes a 2010 disability research project that explored offsets of benefits for group long-term disability plans.

Description: New GAAP accounting rules require different reporting of long-duration liabilities, which include active life reserves for individual disability insurance policies. This session reviews the new GAAP rules and provides practical guidance for disability insurers in the implementation of these requirements.

Description: An article that talks about the individual disability income IDI Market and how it is reaching out to Physicians. Issue No. 59

Description: This is a paper about providing disability income insurance in sub-Saharan Africa, e.g., Kenya, where in 2005, more than 10% of Kenya's population had some form of disability. The major causes of disability for adults aged 20 and over were HIV/AIDS, road accidents, work-related injuries, and inadequate preventive and rehabilitation services in cases of illness.

Description: There are many ways to actively utilize BE approaches – and implementing these important tools can help insurers in many ways.

Description: Panelists discuss the types of adverse selection faced by disability insurers and the manner in which companies deal with the risk in different markets. From the Record of the Society of Actuaries, Vol. 31, No. 2, Session 5

Description: This is a research project on issues in applying credibility in group long-term disability (LTD) insurance.

Description: Essay where payers desiring to optimize health gains per dollar spent should avoid “across the board” cost sharing, and instead implement a “value based” design that removes barriers/provides incentives to encourage desired behaviors for patients and providers.

Description: Summary of a LTD Profitability and Market Survery discussing growth, profits and new developments. Issue No. 34.