Description: Shows why predictive modeling should be a necessary tool for the life actuary, identifies examples of various limitations in traditional mortality experience analyses, and also posits various predictive modeling techniques as a means of avoiding these constraints.

Description: Medical management programs have traditionally addressed more acute and short-term issues with chronic disease. As LTC becomes an important product in the insurance industry, including disease management is likely to be valuable for reducing costs and prolonging the healthy, premium-paying portion of a claimant's life.

Description: Read the March 2017 issue of Small Talk published by Smaller Insurance Company Section. Practical information on trends that impact sections and activities.

Description: The article focuses on the use of predictive analytics in the development of experience studies, pros and cons of using predictive analytics versus traditional techniques, and the implications for setting assumptions and improving profitability.

Description: We highlight a new approach leveraging predictive analytics to identify high risk and rising risk opioid users for more effective screening and follow-up care.

Description: Read the December 2018 issue of Small Talk published by Smaller Insurance Company Section. Practical information on trends that impact sections and activities.

Description: A study of claims cost variation by policy duration fo rindividual medical insurance. The report presents results for single vs. family contracts with long-form underwriting, based on approximately $1.3 billion in incurred claims data provided by seven carriers, for incurral years 2001 through 2003.

Description: Read the Sept. 2017 issue of Small Talk published by Smaller Insurance Company Section. Practical information on trends that impact sections and activities.