Description: This article describes the potential effects of a Guideline Premium Forceout on the policy values and administration of Universal Life policies.

Description: This paper is a concept for U.S. pension reform.

Description: This article presents recent perspectives on the understanding and measurement of pandemic risk.

Description: Feature article discussing the results of a 1994 reinsurance survey and how things have changed in today’s world.

Description: Insurers in the European Union 'EU' were busy preparing themselves for the new Solvency II regulations when the European Court of Justice surprised the industry with its judgment on March 1, 2011, to end gender discrimination in insurance aimed at supporting the fight against unfair discrimination. This article provides background, industry reaction, and the possible effects on the life insurance industry.

Description: Background on IACA and its activities.

Description: Briefing about recent activity of the International Section Council Members and initiatives, including recount of the International Committee charter.

Description: A suggestion to review and reassess LTC pricing of the last three decades, in light of dangerously inadequate ratesetting in the early years, and the NAIC's introduction of a model rate stability law.

Description: The editor discusses the importance of purchasing a long-term care insurance policy. He also presents highlights of the articles contained in the issue.

Description: The SOA released a report titled Massachusetts Health Insurance Reform, which looks at the impact on insurance markets, pricing and profitability.