Description: This article discusses the Dodd-Frank Stress Testing.

Description: Risk Management December 2014, Issue 31

Description: This article reviews the dynamics of surrender risk, briefly discusses current valuations in the Interest Rate option markets and presents some tailored structured hedging instruments that can be used to manage this risk.

Description: This article discusses how unemployment and underemployment information can help improve economic forecasts, insurance assumption setting and risk management. It summarizes the current modeling practices of unemployment which shows a deficiency of using unemployment/ underemployment information in actuarial works. It also gives three examples of using unemployment/underemployment information for economic assumption setting, new business growth prediction and stress scenarios related to the labor market.

Description: The author discusses the Genetic Information Nondiscrimination Act of 2008 GINA and its ultimate effect on the long-term care industry in general, and on current and future insureds, specifically.

Description: In spite of the growing need for long-term care financing, recent sales are stagnant and the number of insurance companies offering long-term care insurance is dwindling. This article examines some of the shortcomings of today’s product and suggests a different approach.

Description: A discussion about how companies should monitor their LTC experience. What does the future hold? What metrics should they review and how frequently. These and other related topics are covered.

Description: The article describes a project between French actuaries and US actuaries. The intent is to study each country practices and identify areas of research and possible reporting to the membership.

Description: The author discusses changes in LTC insurance transactions.

Description: Methodology for identifying principles based economic capital.