Description: This zip file contains the following Excel workbooks in support of the 1996 Group Long-Term Disability Experience Study: 1. SOATAB~1.XLS, 2. SOATAB~2.XLS, and TABLE95A.XLS.

Description: The concept of crosshedging gives us the key to the actuarial understanding of most new tools arising in the area of alternative risk transfer mechanisms. Securitization of insurance, which is the theme of this symposium can, as I see it, almost always be seen as an exercise in crosshedging. The 1995 Bowles Symposium, M-FI97-1.

Description: In this paper we compute the conditional and unconditional probability of ruin for an individual who wishes to consume a fixed periodic amount from an initial endowment invested in a portfolio earning a stochastic rate of return. From Retirement Needs Framework, M-RS00-1.

Description: The Society of Actuaries has recently issued a Request for Proposal to identify specific consumer profiles and the retirement income strategies appropriate to each profile.

Description: Discusses results of author's recent survey of professionals in the viatical and life settlement, a.k.a. secondary insurance industry, to discover how actuaries could best serve this particular business.

Description: This article reviews Spreadsheet Check and Control, a book that provides techniques to avoid errors in spreadsheets and to check existing spreadsheets for errors.

Description: The power and flexibility of Microsoft Office Excel have made in the ubiquitous analysis tool of choice for insurance companies in determining premiums and the risk value of clients. This article discusses controls to reduce errors in spreadsheets.

Description: Editorial addressing letters to the editor.

Description: This article discusses best practices in designing spreadsheets with the end-user in mind.

Description: This book is all about granularity. The authors envision a data warehouse with information at the policy level or lower .