Description: Key Health Issues for 2003, as identified by the Health Benefit Systems Practice Advancement Committee HBSPAC and the Health Section Council HSC of the Society of Actuaries, which will have their top priority attention.

Description: Full version of Small Talk Newsletter, November 2003, Issue No. 21.

Description: The current drafts of the principle-based reserves PBR model law and accompanying regulations appear to include credit life insurance within the scope. It is expected that once the scope of PBR is expanded to include accident and health insurance, credit disability will fall within its scope as well. This article describes how will this affect credit actuaries.

Description: This article is a follow-up article on the principles-based reserves PBR movement in the life and health insurance industry. It discusses more in depth the possibility of principles-based reserves determined stochastically and changes proposed in the SVL for preferred mortality.

Description: This article discusses and summarizes the results of the Canadian Institute of Actuaries CIA studies of lapse experience under universal life cost of insurance and term-to-100 policies. Reprinted with permission from Product Matters! June 2008

Description: This 2008 article discusses the current status of the statutory principle-based approach PBA to reserves and capital, including risk based capital RBC, federal income tax implications, and other topics, noting that the project is “still a work in process.”

Description: The editor extends his thanks to all section council and members of the Smaller Insurance Company Section and he resigns as editor of the newsletter.

Description: Results of the Smaller Insurance Company Section member survey to better understand the issues of importance to its members who serve in the health area

Description: Summary of PBR Implementation Task Force June 21, 2013 call and June 25, 2013 LATF call.

Description: Discuss investment strategies for life insurance companies