Description: This paper explores comparative trends in home ownership versus renters, the associated levels of housing expenditures, and the extent of equity borrowing. The goal is to stress the need in retirement to cover basic housing needs and the risks of using housing for other purposes.

Description: This paper is a response to the comments on the Tracker Plan, a concept for U.S. pension reform.

Description: The author highlights the unappreciated social challenge looming, the significant number of widows from the baby Boom generation. There are financial vehicles that address these risks but no easy answers to the added risks and expenses that women bear by having longer life expectancies.

Description: Debriefing of activities at the Third African Actuarial Congress held on April 2013 in Lomé, Togo, and brief description of the status of the actuarial profession in a few Western African countries..

Description: Briefing about recent activity of the International Section Council Members and initiatives.

Description: Family members who care for people with dementia need a wide range of support services to help them do the important work of care giving at home.

Description: A consideration of the issues involved in adding long-term care provisions to the social security system in France, and how the conditions differ from those in the U.S.

Description: Oliver Wyman surveyed the life insurance industry in 2Q 2018 on emerging life PBR practices. Key takeaways and a deeper dive on select practices are provided.

Description: A summary of the Global Trends 2030 report, the fifth such report produced every four years by the National Intelligence Council. The report is based on the research and analysis of the 17 major intelligence agencies in the US. The summary covers the highlights of the report.

Description: The winner's curse, applied to Affordable Care Act plan pricing.