Description: A personal experience of joining the LTC industry and a brief perspective on how to address challenges facing the industry.

Description: Third article in a series on how to use predictive analytics to improve the development of long-term care projection assumptions.

Description: This article discusses the mechanics of a prospective approach to calculating LTC rate increases and compares it to approaches defined by previous model regs.

Description: Beneficiaries who are eligible for both Medicare and Medicaid often have complex health needs. The two programs have not typically been well integrated and care can become uncoordinated, fragmented and incomplete. The ACA includes provisions to address the shortcomings.

Description: The World Bank visited Argentina with the objective of starting technical assistance to the insurance regulatory body Superintendencia de Seguros de la Nación (SSN).

Description: Debriefing of activities at the Third African Actuarial Congress held on April 2013 in Lomé, Togo, and brief description of the status of the actuarial profession in a few Western African countries..

Description: this article discusses the differences between International Pension Plans and Pan European Plans and when it is appropriate to use each

Description: Remarks on the pricing of joint LTC policies illustrate the need for an actuary's responsibility to the law, and to best practices, to take precendence over serving sales, marketing and underwriting objectives.

Description: One of the dangers in any sort of modeling, whether for insurance experience or in financial portfolios, is becoming too reliant upon statistics and models, and not keeping reasoned, experienced judgment in sight. This article provides ways to address adverse experience possibilities resulting from misestimation risk.

Description: There is surprisingly little guidance on whether negative GAAP term reserves should be floored. This article addresses some of the considerations for flooring.