Description: Web page for posting of research report identifying considerations for actuaries and annuity insurers in determining the actuarial present value of additional benefits for computing required minimum distributions under a deferred annuity contract. The paper discusses types of benefits covered under Treasury Regulation Section 1.401 a9–6, Q&A–12 as well as possible assumptions and methods for calculating the actuarial present values of additional benefits provided under an annuity contract.

Description: This paper, part of the Society of Actuaries [SOA} ‘Research Projects – Life Insurance,’ sponsored by the Reinsurance Section, Smaller Insurance Company Section and the SOA’s Committee on Life Insurance Research, examines challenges encountered by smaller insurers in obtaining life reinsurance, the challenges and opportunities life reinsurers face in servicing these companies, and considers some possible solutions that might help to resolve the challenges encountered.

Description: This web page provides an introduction to a research report that explores key factors associated with an insurer's reputational risk. The report examines conditions that would generate incentives for insurers to behave in a way that causes loss of their positive reputation. A link is provided to the report entitled 'Risk Management Determinants of Insurers Reputational Risk,'

Description: This research report, part of the Society of Actuaries [SOA} ‘Research Projects – Finance/Investment,’ is sponsored by the Society of Actuaries [SOA] Committee on Finance Research. This paper explores and summarizes current practices on the interest-rate risk of traditional life and health insurance products.

Description: This paper, part of the Society of Actuaries [SOA} ‘Research Projects – Finance/Investment,’ sponsored by the SOA Committee on Finance Research, is the result of research done to determine the viability of actuarial counseling. It explores some of the newer markets for actuarial services. Input was gathered from two focus groups, one consisting of a group of retirees and another composed of a group of professionals.

Description: In 2012, the Federal Reserve Board’s Division of Consumer and Community Affairs conducted an online survey of older adults. The survey set out to answer: • How do older adults use financial products as they age? • How do older adults make their financial decisions and where do they turn for advice? • What are older adults’ main sources of financial stress? Since the fielding of that survey, the American economy has steadily recovered from the Great Recession. In April 2015, the University of Southern California’s Understanding America Study (UAS) conducted the Financial Management Survey to investigate how the financial lives of Americans have changed with the recovery. In addition to updating the earlier survey this also serves as a contrast because the data covers all ages 18 and over, allowing a comparison of the financial management of individuals and households of all ages.

Description: As part of its work, the PBITT Working Group issued its seventh survey to gather the range of assumptions actuaries use in pricing, reserving, and risk management of minimum guarantees on Variable Annuity products, such as death benefits, income benefits, withdrawal benefits and maturity benefits.

Description: The Human Mortality Database is a unique open‐access collection of detailed mortality and population data for 38 countries.

Description: Recognizing the importance of fortifying risk adjustment programs against selection based on nontraditional variables, the Society of Actuaries’ Health Section sponsored an in-depth study into the relationship of nontraditional variables with health costs. This report presents the results of this study.

Description: An update of recent past and upcoming professional development opportunities that have relevance to general insurance actuaries.