Description: This article looks at the public's difficulty in recognizing what they need to achieve financial security and how the insurance industry's products fulfill those needs.

Description: Editor’s column thanking outgoing section council members, welcoming new section council members and discussing Marketing and Distribution sponsored activities.

Description: This article provides a contemporary perspective of direct-to-consumer, defines what it is, and offers several considerations for D2C strategies.

Description: An overview of microinsurance; what it is, what works well, along with what products sell well in different regions of the world.

Description: Message from the section chairperson about upcoming section sponsored events.

Description: Letter from the editor, outlining the theme and providing a brief description of each article within this edition of NewsDirect.

Description: This article addresses the matter of adequacy in funding from first principles, without regard to the layers of regulation now existing.

Description: A Benefit Value Comparison of a Cash Balance Plan with a Traditional Final Average Pay Defined-Benefit Plan by Steve J. Kopp and Lawrence J. Sher. From The Pension Forum, October 1998, Volume 11, Issue No. 1.

Description: Zvi Bodie's response to the article Reinventing Pension Actuarial Science by Lawrence Bader and Jeremy Gold. From The Pension Forum, January 2003, Volume 15, Issue No. 1.

Description: John Ralfe's response to the Robert T. McCrory/John Bartel discussion of the article Reinventing Pension Actuarial Science by Lawrence Bader and Jeremy Gold. From The Pension Forum, January 2003, Volume 15, Issue No. 1.