Description: The purpose of this research is to a) identify regulatory structures and influences in North America, b) provide examples that illustrate regulatory risk, and c) suggest mitigation ideas for both insurers and their regulators. The audiences for this paper are a) actuaries who must price policies, value policies, or manage capital, b) other insurance professionals who deal with operational risk, strategic risk, and capital planning, and c) regulators who protect the interests of policyholders and address the solvency of insurers.

Description: This report summarizes the results of a company survey of select period mortality assumptions. This project was sponsored by the SOA’s Product Development Section and the Committee on Life Insurance Research.

Description: The Health Care Cost Trends Strategic Research Committee is looking for a risk adjustment proposal that will examine the current risk adjustment landscape in the US and globally and the effect of increased complexity on risk adjustment accuracy.

Description: The Reinsurance Section, Product Development Section and the Committee on Life Insurance Research are pleased to present preliminary results from a company practice survey of individual life insurance accelerated underwriting. Performed by a Milliman team led by Al Klein and Karen Rudolph, the study provides perspectives from both direct life insurance companies and reinsurers. Among the areas addressed include the structure of accelerated underwriting programs, how programs are monitored, how accelerated underwritten business is performing relative to expectations and how companies are considering accelerated underwriting cohorts in the context of VM-20 assumption setting. The report recaps a presentation of the preliminary results from the 2019 Life and Annuity Symposium. The final results are expected to be available later in 2019.

Description: As part of its ongoing effort to provide its stakeholders with useful information on COVID-19, the Society of Actuaries (SOA) recently launched an online conversation about the impact of COVID-19 on retirement risks.

Description: Retirement market study of Latin America in English.

Description: This report summarizes points made through an online discussion on issues related to spending in retirement, asset management, and the use of Qualified Longevity Annuity Contracts (QLACs).

Description: An overview of the objectives of outbreak modeling, and an examination of the various types of models used both to forecast an uncontrolled outbreak, and to estimate the effects of interventions intended to alter the outbreak’s trajectory

Description: This research studies catastrophe insurance pools covering losses caused by extreme weather events.

Description: Unmet needs and implications for long-term care financing in Singapore.