Description: This article defines LTC insurance and looks at the advantages large employers have to gain from group LTC. From Long-Term Care News, March 2006, Issue No. 17.

Description: Despite a clear need and demographics which should be favorable to LTCI growth, the market remains stalled due to lack of understanding on the consumer side, and uncertainty on carriers' side. The 3 key risk areas for carriers are morbidity, terminations, and investment earnings. Financial market innovations which can address these include: repackaging risks as derivative securities, interest rate swaps and options, and inflation swaps.

Description: A summary of the background, features, and potential pitfalls of the new LTC Experience Reporting Forms, which will soon be required. The new forms are designed to better inform investors, competitors, and regulators about financial performance, reserve adequacy, and relationship between assumptions and experience. Companies are advised to start preparing for the change to the new forms.

Description: The chairperson discusses the health of the long term care industry in four key areas: investment, legitimacy, execution, and promotion.

Description: For policies with and without the resotoration of benefits feature, compares incurred claims and statutory ALR for various benefit periods.

Description: A discussion of the long-term care insurance industry and how it is finding ways to reduce premiums and still provide good value.

Description: At the 2012 ILTCI Conference in Las Vegas, a group of Long-term Care Industry professionals decided we wanted to do something a little bit different. We wanted the audience of our session, "Underwriting and Claims: From the Outside Looking In", to hear from the people who matter most to the LTC industry………our constituents. And we wanted the audience to have the opportunity to discuss issues with these constituents in an open, upfront format.

Description: This article discusses how medicine is now inextricably linked with genomics, and within the clinical community the call is out for frontline physicians to become familiar with genetic science.

Description: This article investigates the survivorship benefit (commonly sold to couples), its effects and some of the more common options applied to this benefit.

Description: A wrap-up of the 2012 LIMRA, LOMA and the Society of Actuaries jointly-sponsored the DI & LTC Insurers’ Forum at Planet Hollywood Hotel in Las Vegas.