Description: This report, part of the Society of Actuaries [SOA] ‘Experience Studies – Business Practice Surveys,’ presents the results of the survey conducted by the SOA Committee on Life Insurance Mortality and Underwriting Surveys - Older Age Underwriting Practices Survey Subcommittee. The purpose of this survey is to explore practices that underwriters utilize in both formal and informal ways to assess older age applicants.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of incidence experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base incidence rates. Included is the report and pivot table.

Description: Report to give actuaries practical information and guidance on LTD claim credibility for case level pricing and underwriting. Stage 2 of the GLTD Credibility Study, this analysis was expanded using the industry data gathered during Stage 1.

Description: The SOA Research Institute and LIMRA have completed the most up-to-date study of universal life premium persistency and lapse/surrender data. Learn more about this vital resource for actuaries working with individual life insurance products.

Description: The SOA Research Institute and LIMRA have completed the most up-to-date study of variable annuity contract owner behavior. Learn more about this vital resource for actuaries working with annuities.

Description: The document is a collection of essays titled "The Impact of Artificial Intelligence on Retirement Professionals and Retirees" published in August 2024 by the Society of Actuaries Research Institute. It explores the implications of AI and large language models on retirement planning, providing insights and discussions on the topic.

Description: This document is a research study conducted by Derrick FUNG Wing Hong, PhD, FSA, CERA, from The Hang Seng University of Hong Kong, sponsored by The Society of Actuaries Research Institute. It investigates the impact of COVID-19 on insurers and the relationship between Enterprise Risk Management (ERM) sophistication and insurers' resilience.

Description: The report, authored by Cathy Ho and Nancy Muise, represents the results of individual life insurance lapse experience for guaranteed issue and simplified issue life in the United States. Lapse experience for a subset of these data that is specified as pre-need life insurance is also reported. The data collected covers policy experience from 2005 to 2009.

Description: This report contains the ongoing reporting of mortality experience under standard, fully underwritten life insurance policies for study years 2008–09.

Description: This report was developed by the CESRC as an update of one Rob Erhardt prepared in 2016 that compiled a collection of sources that deal with what scientists know and what actuaries could do. Sources have been chosen with practicing actuaries and the public in mind. In the original report, nearly all governmental sources come from the United States. In the update an attempt was made to include sources from actuarial bodies and regulators worldwide. Please let us know if you have a source we did not include as it is anticipated that the SOA will continue to update a list of sources for these topics in the future.