Description: The document is a report on U.S. Population Mortality Observations updated with 2022 experience by R. Jerome Holman, FSA, MAAA. It covers mortality trends, analyses by factors like sex, age group, and cause of death, and includes methodological details for the data presented.

Description: Deaths due to non-medical causes such as drug overdoses, alcohol-related deaths, homicides, suicides and accidents are the leading cause of death for those under the age of 50 in the U.S. and is the fourth leading cause of death (after cardiovascular, cancer and COVID-19) for all ages combined in 2021. Take a deep dive with us into the mortality trends for non-medical causes of death and the impact these deaths have on different types of life insurance, including simplified issued, fully underwritten and group.

Description: The use of Risk Adjustment in Medicare Advantage (MA) has come under scrutiny due in part to a higher rate of increase of costs of its participating Health plans relative to traditional Medicare despite statutory requirements that reimbursement for these two programs must be actuarially equivalent.

Description: This report is a comprehensive survey of existing literature on mortality and race and ethnicity in the United States, examining disparities in mortality rates among different racial and ethnic groups. It explores factors influencing mortality differentials, including socioeconomic status, health care access, and other relevant aspects.

Description: ReFocus is an annual global conference for senior-level life insurance and reinsurance executives hosted jointly by ACLI and the Society of Actuaries (SOA). This event features top-notch speakers, thought-provoking sessions, and superior networking opportunities.

Description: New products should address having acceptable carrier risks and at the same time enhance the product’s value to consumers to pave the way for broader acceptance.

Description: In the past three years, the Society of Actuaries (SOA) compiled essay collections to address retirement issues. The 2018 call for essays expanded and complemented the discussion by identifying current and potential impacts that family structure, roles and dynamics have on retirement security in the United States. Family structure can, and in many instances does, play a significant role in retirement security worldwide, but this is often not recognized in retirement planning. The presenters will share several award-winning essays. Observations and highlights from the overall project will be shared, and ideas presented in related essays will be summarized.

Description: This article contains material excerpted from a speech given on June 17, 1997 by Tom Kelly, Senior Vice President and Managing Director of LIMRA International, at a LOMA/LIMRA Strategic Issues Conference in Singapore. The article includes demographic and economic data for various countries to illustrate the potential for growth in various Asian markets.

Description: There are three parts to this article: 1. An overview of the demographics and method of supply of LTC 2. A review of the ongoing debate on the role of public funding, and 3. A summary of the insurance industry’s response

Description: An actuary has twins...and uses regression analysis to estimate their fetal vital statistics.