Description: This report outlines a methodology for estimating mortality improvement factors based on data from insured lives. The report details challenges, methodology, results, comparisons with population data, limitations, and potential improvements.

Description: This is a report on the effectiveness of health and wellness programs offered by insurers and employers in the U.S. It includes sections on background, methodology, literature review, expert panel discussion, and survey responses. The report focuses on the impact of such programs on behavior, health outcomes, and costs.

Description: The document is a Request for Data Contributions for the 2022-23 Variable Annuity Contract Holder Behavior Experience Study. It outlines the purpose of the study, data submission procedures, important dates, data transmission instructions, study outputs, benefits to data contributors, and data access and ownership details.

Description: Report on survey designed to get feedback on underwriting guidelines, requirements, assumptions and practices used in assessment of older age applicants.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report on intercompany mortality experience by amount of insurance under standard individually underwritten issues includes policy years 2004-05. The purpose of this report is to present an overview of mortality results relative to the 2001 Valuation Basic Tables and present some comparisons to the prior 2002-2004 study period. Consistent with prior reports, the study is performed on a gross basis without consideration of reinsurance. Includes three zipped files containing Excel pivot tables that provide more detail of the data summarized in the report.

Description: An update to the 1975-79 report, this time including experience by amounts as well as by lives.

Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers that agreed to provide information to further the knowledge of long–term care insurance. The study includes policies issued between January 1, 1984 and December 31, 2007.

Description: This study examines the GLB utilization of over 4.6 million contracts that were either issued during or in force as of 2012.

Description: Society of Actuaries’ Individual Disability Experience Committee/IDEC reached out to individual disability companies to report their experiences regarding the impact of COVID on their business.

Description: This is a presentation of the results of the referenced mortality study, and it is the latest in continuing annual reports on intercompany mortality experience under standard individually underwritten life insurance.