Description: This letter was written in response to an article that ran in the October issue of The Actuary, titled "The Medical Malpractice Crisis: A Top=Down Solution" by Allen Elstein. Mr. Elstein's reply is also in this article.

Description: This article is an interview with Phelim Boyle, an educator, actuary, PhD, author, financial engineer and recipient of the IAFE/ SunGard Financial Engineer of the Year Award and perhaps best known for his research into Monte Carlo methods.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the Society of Actuaries’ Committee on Life Insurance Company Expenses [CLICE]. This report documents the results of the Committee’s sixth expense study—the 2006 SOA Individual Life and Annuity Expense Study. A Per Policy Index is used to facilitate the comparison of first year expenses [excluding commissions and premium taxes] among contributors. Similarly, a Per Policy Inforce Index is used to compare operating expenses [excluding commissions, termination expenses, premium taxes, and for annuities, annuity payout expenses].

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report on intercompany mortality experience by amount of insurance under standard individually underwritten issues includes policy years 2004-05. The purpose of this report is to present an overview of mortality results relative to the 2001 Valuation Basic Tables and present some comparisons to the prior 2002-2004 study period. Consistent with prior reports, the study is performed on a gross basis without consideration of reinsurance. Includes three zipped files containing Excel pivot tables that provide more detail of the data summarized in the report.

Description: This is the sixth Intercompany Study of Long–Term Care Insurance. This report combines and analyzes data received from 35 insurers that agreed to provide information to further the knowledge of long–term care insurance. The study includes policies issued between January 1, 1984 and December 31, 2007.

Description: This is a speech from Bill Bluhm entitled "The U.S. Actuarial Profession at a Crossroads." From The Actuary Magazine August 2007

Description: The hot days of summer are upon us and, with it, the inevitable reference to the dog days of August. All over North America this year, summer began early with heat waves, heat alerts, smog alerts and hurricane and tornado warnings. Admittedly, this is not very encouraging news for our society which is concerned with preservation of life, quality of life and conservation of property. Accordingly, it is a challenge for our profession that prides itself on its ability to accurately calculate the financial impact of natural or catastrophic events on society at large. The Actuary Magazine August 2005

Description: This article offers an in-depth explanation of what life insurance is and how it is regulated.

Description: Highlights of the Marketing and Distribution Section's survey, conducted during early fall of 2007. Survey questions could be categorized into five areas. There was a group of questions that captured the demographics of who answered the survey and their overall awareness of our section and involvement with our section. From News Direct, January 2007, Issue No. 57.

Description: This report summarizes a survey on company practices with respect to alternative tools for mortality risk management in light of changes in the reinsurance marketplace, regulatory changes and the potential for catastrophic death claims.