Description: Enhanced or impaired annuities are life annuities underwritten to reflect annuitants' actual mortality. They are not currently prevalent in the U.S. or Canada, where life annuities assume low mortality and are thus unfair for impaired lives. This paper looks at the present annuity marketplace in the United States and Canada. It also reviews the underwriting and marketing of life annuities in the United Kingdom where “enhanced” life annuities are available for a broader cross section of the marketplace. It also reviews the use of P&C risk classification techniques and how they might apply to the annuity marketplace as well as potential legal constraints on broader risk classification for life annuities.

Description: Full version of International Section News, June 2001, Issue No. 25.

Description: Presented at Living to 100 Symposium, January 2011. The first part of this paper gives background material on the existing Canadian Income Security system, including both government-sponsored systems and private sector supplements. The second part is the report from the Canadian Institute of Actuaries' Task Force on Government-Facilitated Retirement Income Plans published March 2010, which provided actuarial input to the Canadian pension reform debate.

Description: Chapter 4 review the evolution of the health care system in Canada, and how an aging population will create cost-escalation pressures on the health care system. The chapter does not address issues concerning the efficiency and efficacy of the present health care system. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: List of Figures. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: This is a paper from the session on Education Influence on Mortality at the January 15-18, 2023, 2023 Living to 100 Symposium in Orlando, Florida.

Description: Chapter 7 analyzes the demographic variables that could have an effect on the future costs of social security, and then discusses a wealth-transfer model that could be used to stabilize the financing of Canada's total social security system and that would also lower the ultimate cost of Canada's retirement income security programs. From Economic Security for an Aging Canadian Population, M-RS99-2.

Description: Abstract, Copyright, and Title Page. From Economic Security for an Aging Canadian Population: Abstract, M-RS99-2.

Description: These are the presentation slides for Risk Management Education by R. Brown found in the January 2006 ARCH.

Description: This article is about the International Actuarial Association [IAA] issuing its first International Standard of Actuarial Practice.