Description: General reinsurance.

Description: The article urges actuaries to see AI not just as a tool but as a strategic partner, drawing parallels to past transformative technologies like the printing press. Using NAIC survey data, it shows AI adoption is surging in health and auto insurance, lagging in life. It outlines AI’s potential to boost productivity, improve data quality, and enhance contract analysis, while warning actuaries to master AI before others use it to evaluate their work. Ethical standards demand transparency and fairness, making responsible AI use part of professional duty. Historical examples—like James C.H. Anderson’s 1970s cash flow testing breakthroughs—highlight how visionary actuaries can redefine the profession. The article applies Harvard professor Jeff Bussgang’s “hair-on-fire” innovation lens, suggesting AI-powered, urgency-driven insurance products, akin to Y2K coverage, could revolutionize offerings. It calls on actuaries to address protection gaps, discrimination, and industry opacity through AI-enabled fairness. The message: courage, creativity, and proactive adoption will let actuaries shape—not just survive—the AI-driven future. The closing reflects on the author’s tenure with the SOA Reinsurance Newsletter, framing this as a final, forward-looking call to action for actuaries ready to lead in a transformed insurance landscape.

Description: A discussion of the future of the Brazilian Health Market with a focus on the legislation which passed in June 1998 to regulate the private health insurance industry

Description: Full version of International Section News, September 2000, Issue No. 23.

Description: The Brazilian private health care market ended 2010 with US $48 billion worth of premium. This already makes it Latin America’s largest health care market and sixth in the world ranking. This article provides information on the market and opportunity for growth.

Description: This article discusses the closed nature of the Brazilian reinsurance market due to the IRB. The Instituto de Resseguros do Brasil is owned 50% by the 15 insurance companies that are licensed to do business in Brazil and 50% by the Government of Brazil, but the Government owns 100% of the voting shares. All reinsurance business must be transacted with and via the IRB. The process, opportunities and risks associated with this scheme are explored.

Description: Terra Brasis Re is a local multi-line Brazilian Reinsurance company operating since 2012. Terra Report is a comprehensive report that analyses and provides insightful comments regarding the Brazilian reinsurance market on a quarterly basis both in English and Portuguese. It is akin to a financial report provided by the Investment houses on specific industries and Terra Report has received high praise both within Brazil and internationally. The SOA Newsletter Reinsurance News recently interviewed Rodrigo on the development of this report.

Description: Mentoring. Leveraging my passion for long distance running to develop my actuarial skills.

Description: John Naisbitt, in Megatrends, defined a megatrend as a general shift in thinking or approach affecting countries, industries and organizations. This article challenges actuaries to consider off-the-charts factors within their risk maps and consider their potential impact.

Description: This editorial notes how change is constant in the world around us and that the SOA has adopted a theme of change. Articles in this issue of The Actuary, which are all related to change, are summarized.