Description: This article provides a high-level overview of the 2016 Intercompany Long-Term Care Insurance (ILTCI) Conference. The article contains a summary of all conference activities, including various networking and educational opportunities. The main objective of the conference is to provide an information sharing and collaborative environment for insurance professionals, regulatory authorities, insurance educational institutes, actuaries and other special groups with an interest in long-term care (LTC) insurance.

Description: Brief summary of Study Analyzing Demographic Experience of Continuing Care Retirement Community Residents. From Long-Term Care Newsletter, August 2002, Issue No. 6.

Description: Overview and summary of LTC First Principles modeling article series

Description: Observations of a Home Health Care Experience Analysis incidence rates, selection rates, avg length of service. From Long-Term Care Newsletter, October 2000, Issue No. 3.

Description: This article incorporates the NAIC long-term care insurance model regulation to discuss the appropriateness of rate increases by monitoring emerging experience to manage the risk. This includes experience analysis issues, maximum rate increase calculations, business considerations and valuation issues. From Long-Term Care, December 2003, Issue 10

Description: Article examines consistency across different underwriting manuals for LTCI.

Description: Results of HIAA’s 1999 Study of LTCI Contract Reserves by William C. Weller from Long Term Care Newsletter, April 2000, Issue No. 2.

Description: This report, as well as the previous three, is based on data gathered for policies issued back to 1984. Data in this report has been combined and analyzed from 20 organizations 24 insurers that provided information to further the public and private knowledge of long-term care insurance.

Description: New products should address having acceptable carrier risks and at the same time enhance the product’s value to consumers to pave the way for broader acceptance.

Description: Long-term care policy buyouts have been discussed within the industry lately as an additional policyholder option alongside a premium rate increase. This article discusses potential advantages and disadvantages of long-term care policy buyouts from the perspective of insurance carriers, regulators, and policyholders. It also explores certain key actuarial considerations relating to long-term care policy buyouts including potential approaches to valuing a buyout, adverse selection, and reinsurance.