Description: This predictive modeling paper, “Household Life Insurance Demand – A Multivariate Two-Part Model is one of a collection of essays that examine how existing or new methods or models can be applied to the life insurance industry.

Description: The author's asserts that when estimating life expectancy, care should be taken to account for how trends in mortality can change over time change over time and that by assuming they remain constant, one can underestimate life expectancy and therefore undervalue annuity products.

Description: The Bermuda International Life and Annuity Conference highlights Bermuda’s enhanced capital and solvency framework, and growing long-term (re)insurance sector.

Description: This article discusses the goals set and progress-to-date for creating a standard file format for economic scenario generation.

Description: In this article about professional development, the new competency network is descibed and and emerging job opportunities in health care analytics are discussed.

Description: The article makes reference to how the intervention by government agencies and institutions into the financial marketplace are creating distortions. This artificial tampering into market mechanisms will likely result in major financial dislocations down the road as natural economic forces (coined by the term "invisible hand") eventually are allowed to come into play.

Description: This article discusses Actuarial Guideline CCC and its impact on ROP Term.

Description: This article discusses the pending Pension Protection Act and the opportunity it presents for products that combine LTC and Annuities.

Description: With a reference to Malthus, this paper notes that the main constraint on human population in the foreseeable future is cultivable land for food agriculture. The author proposes a solution involving the use of land that is currently desert, using desalination and solar power a plan which he demonstrates can be sustainable and profitable.

Description: This predictive modeling for life insurers paper by a Deloitte research team is one of a collection of essays that examine how existing or new methods or models can be applied to the life insurance industry.