Description: This session will provide an overview of the landscape of accident and health insurance valuation. Attendees will gain an understanding of key concepts and various actuarial techniques employed in the valuation of accident and health insurance policies. By incorporating real-world perspectives and experiences, this presentation equips attendees with actionable knowledge to enhance their understanding and approach to accident and health valuation in an ever-evolving insurance landscape.

Description: This session will cover the latest information on annuity products. It will cover sales levels, product features, and pricing trends. It will also cover latest regulation effects on products and pricing. It will give the audience a well-rounded view of the annuity market and the current environment.

Description: "Demographic components of Future Potential Old-Age Support Ratios – Kirill Andreev, Ph.D., United Nations, Population Division, New York, Mila Andreeva, KAMA Consulting Effect of internal Migration on the Health of Taiwan’s Elderly People – Jack C. Yue, Ph.D., – National Chengchi University, Department of Statistics, Taipei, TaiwanPopulation Aging and Canada’s Social Contract: Covid-19 Catalyst for Change – Douglas Andrews, FSA, FCIA, Ph.D., Lori J. Curtis, Ph.D., – University of Waterloo"

Description: "Establishing Methods for Annual Updates to Cohort Life Expectancies – R. Dale Hall, FSA, CERA, MAAAManaging Director of Research, Society of Actuaries Research Institute Longevity Disparity across Communities in the United States – Lijia Guo, Ph.D., ASA, MAAA , US Government Accountability Office, Applied Research and Methods Division, Washington DC"

Description: Both the SOA and AARP will showcase their recent research projects highlighting the impact of marginalization on aging and retirement. Learn how being a member of a marginalized group changes your outcomes as well as your perspective on aging and retirement.

Description: Predictive analytics and technology have dramatically enhanced insurers’ ability to write Life Insurance policies without the need for medical exams in the past 10 years. Rapid, remote access to richer, digital health data has helped better identify higher risk individuals and capture anti-selective behavior, allowing policies to be issued at rates more competitive than traditional guaranteed issue products. Yet this underwriting technology is still new and rapidly evolving, challenging insurers to develop appropriate assumptions for new issues as well as the valuation of in-force blocks.In this session, we will look back at mortality and persistency experience data gathered in Oliver Wyman’s industry-wide VM-51 experience study, one of the most comprehensive data sets to include limited underwriting business in recent years. We will see how experience held up against expectations, and what possible trends we see across various policyholder characteristics. We will then zoom in on the impact of risks that would be considered uninsurable from a full underwriting perspective, and the impact that these lives are having on in-force blocks from a valuation perspective. Finally, we will look forward, examining some of the newest innovation in the limited underwriting space, as presenters discuss methods and considerations for the validation, assessment and implementation of new underwriting offerings, such as Milliman Risk Score and LabPiQture™.Attendees will enhance their understanding of the impact of underwriting changes over the past decade, as well as have a view of how things may change in future years as the industry becomes progressively more capable of assessing risk without the need for medical exams.

Description: The speakers will work through hands-on Excel examples of bootstrapping interest rate curves—including forward, spot, and par rates. The presenters will also cover models such as Hull-White and the Forward Market Model with an emphasis on derivative valuation and exposure calculations.

Description: Explore the importance of financial well-being and current efforts to improve it for all stakeholders, including employers, insurers and individuals. With factors like the COVID-19 pandemic and economic pressures driving rapidly rising inflation, dive into this webcast to learn better preparation for retirement security. How will we meet the future challenges of financial well-being? Discover research materials from the Geneva Association, Financial Finesse and the Society of Actuaries Aging and Retirement Strategic Research Program crafted to help clients and colleagues financially plan for the future.

Description: Our understanding of the biology of aging is increasing rapidly, creating insight into how and why any organism is aging. Some of the mechanisms by which the process of aging occurs in mammals are sufficiently well understood that clinical trials targeting them in humans to improve later life health and longevity are now being undertaken. Translating results seen in mammals to humans has the potential to increase life expectancy far beyond what we have seen historically. Come explore the current state and outlook of research.

Description: Reinsurance discussions around blocks of long-term care (LTC) have been going on for years without many deals being consummated. However, in 2023 the action picked up and we saw the largest inforce LTC reinsurance deal ever announced. Will this open the floodgates to more LTC deals? This webinar will provide background on legacy LTC blocks, the challenges they have faced, and why they may be now ripe for transactions. We will explore views from both buyers and sellers. The webinar will examine how sellers can best position their LTC blocks for a transaction. We will also look at the motivations of buyers and what might be drawing them to LTC blocks now.