Description: This database and analysis, from the Society of Actuaries [SOA] ‘Experience Studies – Group Health,’ was prepared by the SOA Medical Large Claims Experience Committee, SOA Committee on Health Benefit Systems Research and the SOA Health Section. The database is a follow-up to the 1991–92 Group Medical Large Claims Database. The study explores and analyzes factors affecting incidence rates and the distribution of claim sizes. The database contains claims from three years: 1997, 1998 and 1999. While the 1991–1992 database focused only “large claims” i.e., claimants with annual paid charges of at least $25,000, the 1997–1999 database contains all claimants, regardless of charge amount. Data from seven insurers are represented. For the three years combined, the database contains 4,294,030 claimants and total paid charges of approximately $7.1 billion. In addition to the report there is 2 page database documentation and four zipped data files.

Description: This report presents the results of the most recent study of individual life insurance lapse experience [calendar years 2004-2005]in the United States conducted jointly by LIMRA International and the Society of Actuaries.

Description: The Group Life COVID-19 Mortality Survey gathers a high-level view of U.S. Group Term Life Insurance mortality results during the COVID-19 pandemic through September 2021, as compared to prior period baseline mortality results. This new report is an update to the survey report released in July 2021, which contained data through March 2021.

Description: The Society of Actuaries Research Institute has launched the Quarterly Mortality Monitoring Report (QMMR) series, providing updated U.S. mortality data every three months. Each report will facilitate the analysis of mortality trends, offering insights into the latest data as well as tools for visualizing these trends.

Description: This report designs a comprehensive life-cycle fund model, including a detailed sensitivity analysis, to optimize portfolio allocation for U.S. retirement plans.

Description: This study of socioeconomic inequalities in mortality builds on a previous report in which we identified a large and growing gradient in life expectancy between 1982 and 2019 across U.S. counties classified into 10 socioeconomically homogeneous categories. In this report, we seek to identify the particular causes of death contributing to the growing disadvantage in mortality between populations in the least and most affluent deciles as previously defined.

Description: The Society of Actuaries (SOA) Research Institute’s Mortality and Longevity Strategic Research Program Steering Committee issued a call for essays to explore the application of artificial intelligence (AI) to mortality and longevity. The objective was to gather a variety of perspectives and experiences on the use of AI in mortality modeling, forecasting and prediction to promote discussion and future research around this topic. The collection includes six essays that were accepted for publication from all submissions. Two essays were chosen for prizes based on their creativity, originality, and likelihood of further thought on the subject matter.

Description: This document discusses the comparison of lifetables generated using classic demographic techniques and the Human Mortality Database method protocol for socioeconomic deciles from 1982 to 2022. It explains differences in estimation methods, calculation steps for lifetables, advantages and disadvantages of each approach, and a comparison of lifetable values.

Description: The Society of Actuaries (SOA) and Reinsurance Group of America (RGA) have conducted a study on Asia's shifting demographics and its impact on retirement systems. This research explores retirement planning behaviors, financial awareness, and risk perceptions across different life stages, offering valuable insights for policymakers, financial institutions, and individuals. Discover how these findings can enhance retirement security and uncover new opportunities for innovative financial protection solutions.

Description: This report focuses on the risks of change in the insurance industry and adapting to the "New" New Normal. It includes survey results, analysis, and discussions on various risks affecting the industry in the current environment.