Description: discussion of risk management and proper pricing of life insurance products.

Description: Discussion of the dangers of a product development process which places too much emphasis on the mathematical contribution of actuaries to the process.

Description: Discusses various historical and projected future rates of mortality improvement, with a focus on older ages, and more.

Description: This article provides a summary of selected sessions of the October 2010 NAIC meeting.

Description: Article announcing the results of the Product Development Section’s elections.

Description: Complete issue of Product Matters!, Issue 83, June 2012

Description: International case study discussing an innovative distribution method in South Korea.

Description: This article discusses The Compact is an agreement between member states to develop and use a single set of uniform standards as the guidelines to be followed for forms to be approved, including any actuarial-type requirements.

Description: Overview of a recent visit to silicon valley and how the learnings from this trip can be applied in an insurance setting.

Description: The internal rate of return (IRR) for a policy is a single interest rate that discounts all policy cash flows back to the issue date of the policy, such that the sum of discounted cash flows equals zero. “Cash flows” include statutory income, taxes, required capital, and imputed interest on required capital. An insurer will often require thatproducts be priced to achieve a certain minimum IRR threshold.