Description: Section chairperson's column describing section membership benefits.

Description: The author advocates trying to maximize the diversification of investment portfolios based on creating multiple sources of income, each taxed in its own way, based on the premise that taxation of retirement income in the future is no longer predictable. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: Comparison of life expediencies in 2020 from various mortality tables

Description: View the Entertainment Industry Pension Funded Status Comparison, Oct. 2019.

Description: This presentation makes use of the outputs of an economic scenario generator built for commercial use in order to simulate the operation of a model CDC plan with a simple benefit adjustment mechanism and explore intergenerational equity and sustainability over a horizon of 100 years.

Description: This research report on the ability to influence annuity purchases found the following contrast: • Pre-retirees’ intentions to buy a life income annuity appear to be impacted by the interventions tested in this research. There were stronger effects when pre-retirees were provided with basic information, such as life expectancy, and anecdotal evidence. • Retirees’ annuity purchase intentions do not appear to be impacted by the interventions used in the study.

Description: In this article, we describe new approaches to long-term care financing that rely on home equity release and we address several of the challenges mentioned above. While these approaches stand to help expand the potential for long-term care financing to middle-class Americans, even these approaches don’t address a large swath of the U.S. with less privilege, who have little or no home equity. We will discuss the product design, marketing, pricing and risk management of these new approaches and potential behavioral factors that should be considered. The article builds on a growing body of academic research to which the authors have actively contributed. We want to share the key insights of this international work in market research, economics, and actuarial studies to stimulate more research in this area.

Description: The author reportsand reflectson the rich and diverse findings and viewpoints presented at the October, 2008 Future of Life Cycle Savings and Investment Conference held at the Boston University School of Management. Links to the papers presented and more details as to the conference, as well as to a video, are provided.

Description: This article focuses on personal experiences and observations, what risk managers say about emerging risks, how climate and emerging risks fit into the bigger retirement picture for the individual, and how they affect actuaries and plan sponsors. During the last few years, there has been an increasing concern about the impact of emerging risks and about concerns about them. Climate change is a top emerging risk. At the end of 2022, climate change was highlighted in the news as a major concern. At the 2022 annual meeting of the SOA, it was clear that actuaries accepted the importance of climate change and the need to think about how it affected many areas of practice. It is however clear that disruption can also come from other emerging risks. This article focuses on the broader picture of emerging risks but with more detail about climate change. It looks at the issues through SOA research, personal experience and other data to provide a big picture insight into these risks and retirement security.

Description: This article presents highlights from a Roundtable Discussion held at the 2008 Annual Conference of the National Academy of Social Insurance - NASI. Some issues discussed are the results of the SOA 2007 Survey on the Risks and Process of Retirement, the phases of retirement and the changes during retirement as a function of changing health and capability, age, changing family status and employment status.