Description: Essays show a new system that will encompass minor changes to the current health insurance system, it will allow consumers to sign up for Federal Employees Health Benefit Plan and be administered like Medicare but with more benefits and emphasis on preventive care.

Description: This paper examines the characteristics of an ideal product and the type of institution that would be well positioned to offer the ideal product which would allow a housing asset to be a viable retirement asset.

Description: Immediate annuity example from the 2007 Basic GAAP seminar.

Description: This article makes reference to a session on financial reinsurance at the 2007 Society of Actuaries Annual Meeting, noting that the speakers at the meeting made a case that with respect to life reinsurance, “the rating agencies should have a more positive view of financial reinsurance,” and clarified that the recent problems arose on the property-casualty side, where financial reinsurance was used to smooth earnings.

Description: Model solutions to sample questions which would be on Exam 2/FM.

Description: Application form to have your paper and pencil multiple choice exam hand graded.

Description: Examines the question of whether health-care costs, or health insurance costs, are in crisis.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues, including policy years 2005–07. In the 2002-04 and 2004-05 Studies, the Milliman Extension to the 1975-80 Basic Tables was used. This extended data through issue age 87. For this study, a further extension to issue age 99 was used. This can be found in the spreadsheet titled Issue Age 99 1975-80 Basic Table Extension. The four zipped files found on this page contain Excel pivot tables that provide more detail of the data summarized in the report.

Description: This report, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Annuities,’ was prepared by the SOA Task Force on Mortality Guarantees in Variable Products. This study of mortality on deferred variable annuities over the period 1991-1995 was designed to test the adequacy of the 1994 MGDB Valuation Mortality Table to cover presumed extra mortality on variable annuities [Vas] with Substantial Minimum Guaranteed Death Benefits [MGDBs] as compared with VAs with Minimal MGDBs. A parallel study of fixed annuity experience was carried out as a control. In addition to report includes a six page document of instructions to participating companies.

Description: This experience study, from the Society of Actuaries [SOA] ‘Experience Studies – Individual Life,’ was conducted by the SOA’s Individual Life Insurance Experience Committee. This report is on intercompany mortality experience by amount of insurance under standard individually underwritten issues. In previous reports, mortality experience over a single anniversary year was studied. In this report, experience over four individual anniversary-to-anniversary study years is reported with the discussion focusing on trends during this period. This report is expected to appear in a future issue of the Society's TSA Reports. Consists of five pdf documents: a report and four containing tables.