Description: An update of selected key graphs from the Key Statistics section of previous COVID-19 briefs.

Description: This paper explores how molecular biology, specifically epigenetics, may impact the life insurance industry, and considers the effects of utilizing epigenetic biomarkers for underwriting.

Description: Using recently updated data from the United States Mortality Database (USMDB, usa.mortality.org), this report presents an overview of historical mortality trends in all 50 U.S. states and the District of Columbia for the period 1959-2018.

Description: U.S. Individual Life COVID-19 Mortality Claims Analysis

Description: Term Life insurance is a popular product in the U.S. As a growing number of policyholders have been reaching the end of the level term period, the SOA has been committed to studying policyholder behavior in the post-level term (PLT). Shock lapse, post-level term lapse and mortality have previously been analyzed in SOA PLT studies conducted in 2010 and 2014. This study provides an update of experience and some valuable new insights.

Description: This article presents the author's views on how direct writers of term insurance should view and monitor their reinsurance.

Description: Product Development Section’s election results, and bio's of new members.

Description: Read the October 2019 issue of Product Matters! published by the Product Development Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: This article focuses on the motivation and trends, rather than mechanics, in Life Insurance Securitization.

Description: Life insurance products in China need to evolve as insurance regulations change.