Description: This article provides an overview of critical illness insurance: history, product description, and the three primary ways to offer critical illness coverage in the United States. This article also contains an illustration of an issue age premium rate calculation, as well as product features and rating applications specific to the various types of critical illness coverage.

Description: Milliman was engaged by the SOA to conduct two Accelerated Underwriting (AU) surveys, one of direct companies and another of reinsurers. The surveys explored actual results from 2019–2021 and expected results from 2022.

Description: The 1986-98 Credit Risk Loss Experience Study represents a continuation of the 1986-94 study analyzing credit loss experience by institutional investors on private placement bonds. The study measures incidence rates, loss severities and economic loss rates associated with credit risk events for privately placed debt during the years 1986-98.

Description: The article highlights the key components of the PBR resource manual and analyze its implications for companies' assumption management practice.

Description: Excel file to be attached to cover sheet on this same 2005-2007 individual life persistency study. Contains the actual persistency experience data from the study.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of incidence experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base incidence rates. Included is the report and pivot table.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 2009-2017. Included is a preliminary report, consolidated database (CDB), pivot tables and appendices.

Description: The Society's Group Disability Insurance Experience Committee has completed their study of termination experience for the period 1997-2006.

Description: Update on the SOA International experience study. The SOA has developed a new “tool” using Microsoft Access/Excel for international actuaries to conduct mortality and persistency studies in conjunction with the SOA’s international experience study initiative.