Description: How would a cure for Alzheimer's disease impact LTC insurance claims? How would the impact vary for in-force business versus new business?

Description: The Society of Actuaries' Long Term Care experience database is mined for evidence of improvement in insured population incidence rates.

Description: Nonprofit ideas shares lessons from the field about how a better understanding of underserved consumers can lead to better product design.

Description: Jeff Sagarin is one of the most well-known figures in the sports analytics world, with his sports ratings appearing in USA Today for over 30 years. Few may know that he started his career in the actuarial world, even passing three exams before his sports ratings took off. This article explores the parallels between the challenges of developing sports rating systems and the challenges that actuaries face every day.

Description: This article gives examples of how an actuary can live by the actuarial motto of substituting facts for appearances. The specific examples given are setting the mortality for table shaved individual life business and setting late duration lapse assumptions for level term business.

Description: 2001 CSO preferred class structure mortality tables.

Description: This article summarizes the results of the survey covering industry practices relating to the valuation of variable annuities under FAS 133/157 including implied volatility parameters used in the FAS 133/157 liability scenario generator, non-performance risk and liquidity premium adjustments to discount rates, as well as the determination of risk margins.

Description: Illustrates the effects that proposed GAAP changes will have on earnings emergence of universal life contracts.

Description: Update on IASB Activities during the last quarter of 2016.

Description: Continues the look from previous articles at unlocking of traditional contract valuation assumptions, this time examining the effects of lapses.