Description: These are the appendices to the research report entitled Longevity Risk Quantification and Management.

Description: This is the Questionnaire used for the research study, 'Will Retirement Assets Last a Lifetime?'. That study, sponsored by the Society of Actuaries Committee on Post Retirement Needs and Risks, LIMRA, and the International Foundation for Retirement Education, surveyed approximately 1,500 retirees with $100,000 or more of investable financial assets. The survey questions explored how retirees make decisions about investing their assets and purchasing financial products

Description: This predictive modeling paper, “Household Life Insurance Demand – A Multivariate Two-Part Model is one of a collection of essays that examine how existing or new methods or models can be applied to the life insurance industry.

Description: Various studies suggest that the baby boomers have not saved sufficiently to provide for their retirement (e.g., CIA 2007). It is anticipated that the baby boomers will have to liquidate some or all of their assets to supplement their retirement income. This paper estimates the likely size of the asset liquidation and estimates the impact that an asset liquidation of such magnitude may have on asset prices.

Description: To help the next generations to retire with financial security, financial services companies, employers, and financial advisors must do more. There are two paths to doing more: providing programs that work without individuals making choices on their own, and providing more education and encouragement. This paper is an attempt to move these efforts forward by presenting ideas for what consumers, employers, financial professionals, financial services companies, and government should do to help deal with the ongoing retirement challenges.

Description: This report presents the results of a 2003 telephone study among Americans ages 45 to 80. The purpose of the study was to evaluate Americans’ awareness of potential financial risks, how this awareness impacts the management of their finances with respect to retirement and how Americans are managing the process of leaving the workforce.

Description: Paper by Max Rudolph for the SOA on historical views on systemic risk and its applications.

Description: This report provides the results of a VA survey on policyholder behavior in the tail on VA products containing guaranteed minimum benefits.

Description: This is an excel spreadsheet showing mortality data from all companies ILEC 2005–07 supporting files and additional information by age band. Please see the SOA website experience studies for the full report and other related tables.

Description: Preferred mortality data from companies ILEC 2005–07 supporting zip file. Please see the SOA website experience studies for the full report of other related tables for the 2005-2007 Individual Life Experience Report.