Description: This paper is a response to the comments on the Tracker Plan, a concept for U.S. pension reform.

Description: Discussion of the economics of a possible H5N1 pandemic, and its impact on Life, Health, and Property and Casualty insurers, in terms of areas of risk, especially underwritng risk, operations risk, and market risk.

Description: Highlights of the 2012 initiatives and accomplishments of the Society of Actuaries.

Description: Highlights of the 2013 initiatives and accomplishments of the Society of Actuaries.

Description: Discussant comments for the 2009 Housing Wealth monograph paper, “The Houston Experience: FHA Originations During 1981-1984.”

Description: Discussant comments for the 2009 Housing Wealth monograph paper, “Modigliani, Miller and Mortgages.” The paper is about the genesis of the credit crisis. The discussant finds the paper makes some interesting points but leaves too much out of the story.

Description: This paper explores comparative trends in home ownership versus renters, the associated levels of housing expenditures, and the extent of equity borrowing. The goal is to stress the need in retirement to cover basic housing needs and the risks of using housing for other purposes.

Description: The Society of Actuaries (SOA) and the LIMRA Secure Retirement Institute are pleased to present the results of new research on the retirement market in China.

Description: This session will provide an overview of recent developments from the perspective of an insurance company and an auditor.

Description: What is the impact of aging populations on economic growth and interest rates?” “Are low interest rates and inflation a short-term phenomenon?” “How will returns from different asset classes be impacted by future demographic trends?” “What are the differences between different countries and regions around the world?”