Description: This paper attempts to synthesize the evidence supporting and refuting the hypotheses for the sex mortality differential. From Why Men Die Younger: Causes of Mortality Differences by Sex: Abstract, M-LI01-1.

Description: This paper examines the impact at Harvard Pilgrim Health Care of the introduction of specialty networks, shift to mail-order prescriptions, shifts to generic prescriptions, and product mix shifts to overall pharmacy trend. From Prescription Drugs Monograph, M-HB04-1.

Description: Unloaded (basic) and loaded, ultimate tables for females on an age-last birthday and age-nearest bases as of 2017

Description: Learn about the The 2017 Guaranteed Issue Blended Mortality Rates with 75% loading.

Description: Learn about the The 2017 Guaranteed Issue Mortality Rates with 75% loading.

Description: A new approach to retirement is needed which allows a transition period from full work to full retirement, allowing people to continue working well past the traditional retirement age. This article discusses the possibility that employees will survive beyond their retirement funds and proposes a new retirement perspective that retirement progams should treat longevity as an insurable event and different strategies for this longevity risk.

Description: This paper outlines findings from judgement and decision making and behavioral economics literature that focus on elements of the retirement savings decision. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: The author's conclusion is that retirees focus should not be investment strategy or withdrawal rate but cash flow. From the 2011 Enterprise Risk Management Symposium, March 2011.

Description: An essay received in response to the Committee on Post Retirement Needs and Risks Call for Essays exploring ideas and thoughts on working in retirement and phased retirement programs.