Description: The 2008 Philippines experience study includes both mortality and persistency studies of policies in force any time during the 2004-2006 study period. The study applies to the entire portfolios of the 19 contributing companies and these companies represent the entire Philippines individual life insurance market. Studies were performed based upon policy counts. Actual mortality was compared to expected mortality based upon the SOA 1975-80 select and ultimate mortality table.

Description: This report presents the results of our survey on post-level premium period lapse mortality assumptions and experience for level premium term products. The survey was conducted in mid-2006.

Description: Background and additional information about the Preferred Class Structure Questionnaire.

Description: This is the informal discussion transcript for Concurrent Session 1B: Late Life Mortality Curves at the January 4-6, 2017 Living to 100 Symposium in Orlando.

Description: A data format for mortality tables along with applications.

Description: Scale BB was introduced in March 2012 as an interim mortality improvement scale which may be used by pension actuaries until work on a formal successor to the widely used improvement scale, Scale AA, is complete.

Description: This article details different methods for calculating mortality impact associated with new underwriting programs. A common simplified calculation is compared and contrasted with two first principles approaches. The strengths and weaknesses of both approaches are discussed.

Description: This presentation was given at the 2016 SOA Annual Meeting and presents results of an Older Issue Age Mortality Analysis

Description: There are certain occasions when the knowledge we have gained in our jobs carries over into our personal lives. For instance, developing insurance products certainly helps when it comes time to buy an insurance policy. Recently, one of the authors had the experience of giving his 91-year-old grandmother, Nanny as she is affectionately called, an Extended Delayed Word Recall DWR test. This article will show that DWR tests are a powerful predictor of mortality in the elderly. As the population ages and more and more life insurance is being applied for at the older ages, having a DWR test in an underwriting arsenal is like comfort food for an actuary.

Description: These are the discussant comments for the concurrent session 4A: Longevity in the Public Eye from the January 4-6, 2017 Living to 100 Symposium in Orlando.