Description: Profitability of traditional life and health products has long been considered less sensitive to changes in interest rates than profitability of universal life, SPDAs, or other “interest-sensitive” products. Consequently, traditional products have often been priced with a single deterministic interest scenario.

Description: Expanding channels and datasets to understand our policyholders

Description: Crossword puzzle for the readers of Risks & Rewards newsletter.

Description: This article describes the nature and features of collateralized mortgage obligations [CMO], identifies their key risk factors, and suggests steps that small insurers can take to effectively and economically model them.

Description: This article addresses the expected impact that the 2001 CSO table will have on pricing and product structure for UL plans.

Description: This article discusses the design and pricing of Critical Illness insurance policies.

Description: This article discusses the considerations and process of selecting actuarial software.

Description: Six Sigma, Black Belts and Actuaries by Xin Liu from The Stepping Stone Newsletter, April 2004, Issue No. 14.

Description: Working in a silo can mean a greater risk of accidental injury or death, but it can also imperil your actuarial career.

Description: This article begins with a brief review of the general requirements of section 7702A and the consequences of MEC status for a life insurance contract and continues with a description of the evolution of the inadvertent MEC correction procedures over the past near decade.