Description: The digital revolution has transformed the insurance sector, introducing new technologies and innovative players. Traditional insurers face challenges from Big Tech and insurtech startups, prompting them to adapt or innovate. This study presents a framework to analyze market dynamics and potential partnerships, helping insurers identify competitive advantages and future paths in a digital era.

Description: This report details the 2025 HMI and FMI scale recommendations for individual life insurance mortality valuation under AG38 and VM20 using insured population data.

Description: A biennial survey analyzing financial risk awareness and retirement transition experiences of Americans aged 45–80.

Description: This is a detailed report analyzing the 2019 Individual Life Insurance Mortality Experience, focusing on data validation, trends in mortality experience, and comparisons between different datasets. It includes insights on mortality patterns by age, sex, policy characteristics, and provides detailed methodology and findings.

Description: This document is an appendix titled "Respondent Demographic Overview and Survey Questions" to a research report on perceptions of insurance and retirement products across diverse U.S. populations. It provides demographic data on survey respondents and includes survey questions related to various demographic characteristics.

Description: The aftershocks of the COVID pandemic will pass --- eventually. Government subsidies and spending soared in 2020 to meet the challenges of the pandemic. Health expenditures leapt from 17.6% of GDP to 19.7%, and then dropped to 18.8% in 2021, and will fall again to 18.2% (projected) in 2022, but are expected to return to the long-run trend by 2024 and gradually rise thereafter. However, during the next few years most attention will be paid to dealing with complex aftershocks from the flood of Covid funding in 2020 and 2021, a surge of inflation in 2022, and a looming recession in 2023.

Description: The Aging and Retirement Strategic Research Program is pleased to make available a guide written by Financial Finesse to help older retirees and those who assist them make informed decisions.

Description: 2023 Generally Recognized Expense Table (GRET) recommendations.

Description: This survey tracks the relative rankings of risk managers about emerging risks across time. It is the 17th survey of emerging risks sponsored by the Casualty Actuarial Society (CAS), Society of Actuaries (SOA) and Canadian Institute of Actuaries (CIA), administered by the Joint Risk Management Section.

Description: This report focuses on disparities in retirement savings based on race and ethnicity. It includes a thorough review of the literature on the extent of racial disparities in retirement savings and possible causes for and correlates of these disparities.