Description: Small companies face numerous challenges and opportunities when developing supplemental health insurance products. This is particularly true because of the competitive nature of these products and the innovations happening in the supplemental health market. This article explores the challenges regarding rating, the volatile regulatory environment, product flexibility, and distribution. In addition, the article identifies competitive advantages that small companies may have in the supplemental health market.

Description: A summary of the newsletter and a rundown of the table manager.

Description: Feature article about the New York State Department of Financial Services (NYDFS) adopting its First Amendment to Regulation 213, Principle-Based Reserving (PBR) and the affects it will cause.

Description: Intellectual Property, Insurance and Business Method Patents by Nicholas P. Triano, III from Smaller Consulting Firm Section, June 2003, Issue No. 2.

Description: Tips on Making an Effective Presentation by Philip J. Lehpamer from The Stepping Stone Newsletter, September 2001, Issue No. 7.

Description: Flexible Work Arrangements by Anonymous from The Stepping Stone Newsletter, April 2004, Issue No. 14.

Description: In Search of Relevance by Dave Duncan from The Stepping Stone Newsletter, July 2004, Issue No. 15.

Description: This article is authored by a career counselor who works with job seekers frustrated with their search, and professionals struggling to increase their visibility and influence at work. This paper focuses on making the most of your references.

Description: Data Request from individual life carriers who have policies that have a waiver of premium provision.

Description: Recommendation for a set of improvement factors to be used in conjunction with the 2008 Valuation Basic table or the 2015 Valuation Basic table