Description: This article discusses the opportunity for annuity carriers created by the SECURE Act to distribute annuities through Employer Sponsored Defined Contribution Retirement Plans. The article covers a high-level overview of the changes enacted by the law that create the opportunity, as well as the potential opportunity for future annuity sales.

Description: Interview with Blaine Aiken to learn about recent developments in fiduciary responsibility and financial and retirement advice. New developments will extend the fiduciary requirements financial advisors are subject to. These developments are linked to changes in the code of ethics that apply to CFPs.

Description: Retirement Section Chair industry and professional observations introducing the content of the newsletter. The current article focuses on the benefits of volunteering within the actuarial profession and acknowledges the contributions made to the outgoing section council members and the outgoing staff fellow for retirement as well as introducing new retirement section council members

Description: Feature article discussing the financial strains of growing family structures.

Description: Feature article discussing France's retirement system.

Description: Editorial describing some of the articles in the issue.

Description: Interview with Brett Dutton, the outgoing chair of the Retirement Section's Continuing Education Team. Brett discusses hot topics and recent developments in continuing education and ends with talking about the impact of his volunteer experience with the Society of Actuaries on his life.

Description: Though some defined contribution plans have added retirement income options in the form of annuities, there is a challenge to retirees in deciding whether to select such options and if so the amount to purchase. This article discusses a variety of considerations that retirees should be aware of when making a decision to annuitize.

Description: The SECURE Act of 2019 requires an annual disclosure to participants in defined contribution plans. The intention is to help participants understand the relationship between their account balances and the estimated retirement income—that might be provided from those balances. But the disclosure requirements lack the features needed to provide meaningful information to many participants, which can be misleading if not well understood. Consequently, this provides an opportunity for actuaries to work with retirement plan sponsors to improve the disclosures.