Description: This article discusses whether the health insurance is affordable given average income levels in the US.

Description: A discussion on mandatory social security coverage of State and local government employees.

Description: A description of the changes to Social Security that will occur in 2020.

Description: Read the August 2020 issue of In The Public Interest published by the Social Insurance and Public Finance Section. Newsletters provide practical information for the working actuary, articles on trends that impact sections and news about section activities.

Description: Column from the chairperson of the Social Insurance & Public Finance Section describing future section plans.

Description: Inspired by other financial savings products available to Canadians, this article describes a potential solution for financing future health expenses with the creation of a Registered Health Savings Account (RHSA). This solution has been thought on the basis of four premises : 1- Individual Accountability for Health Expenses; 2- Early Savings Leads to More Accumulation; 3-PreferredTax Treatment for Personal Health Savings; 4- Complementing current public and private health systems; Main elements of the RHSA are described (Contributions, Accumulation, Utilization of account, Management by financial institutions).RHSA'S expected balances and some other results under three scenarios (a person in good health, one in poor health, and one with unexpected death at age 45) are summarized in a table. Health expenses deducted yearly from RHSA's balance were estimated using total, per capita, provincial government health expenditures by age-band for Canada, in 2020, from the Canadian Institute of Heath Information’s (CIHI), which account for 71.8% of total expenditures, that is public + private. Thus 28.2% of total expenditures were used for private health expenditures, then forecasted to 2024 and projected using a 4% annual trend. Some objections to the solution explored were anticipated as well as some refutations to these objections.

Description: Description of US Social Security COLA effective December 2024 and other automatic adjustments effective for 2025

Description: This article describes Singapore's Central Provident Fund and how it involves government, employers and employees in a cooperative partnership for mandatory savings and investment to assist with the primary lifetime goals of home ownership, medical care and retirement provision.

Description: The author assess the financial performance of pension privatization in Europe.

Description: Feature article discussing New York’s answer to publicly-financed health insurance needs.