Description: Provides background on the Brazilian insurance authority's ban of the group life rider benefit for Total and Permanent Disability due to illness, TPD. Then discusses alternative benefits that could be offered as replacements.

Description: Two previous issues of The Actuary reported on panel discussions, in two parts, about life reinsurance from the perspective of the reinsurers. This is the first of two parts on life reinsurance from the perspective of the ceding companies.

Description: Examines the question of whether health-care costs, or health insurance costs, are in crisis.

Description: Discusses why it is so important for actuaries to actively monitor evolving issues with taxation of life insurance companies and products, and how to monitor the issues and get involved with the process.

Description: This article discusses that while life style funds make sense for some, a growing minority of individuals successfully make their own investment decisions. It points out that these options should be kept available and that if proper education is provided the informed investor population would grow.

Description: The author notes a concern for broad risk management in our society, which he names Societal Risk Management, as witnessed by the creation of the department of homeland security and suggests how actuarial expertise can help.

Description: In recent years, actuaries have experienced an increase in competition. Competitors from other financial services industries are taking positions traditionally held by actuaries. Some have occupied senior positions, including the CFO and CRO roles. Many actuaries perceive this as a threat to the opportunities for actuaries. From The Actuary Magazine June 2005

Description: Describes the current enterprise risk management, ERM, model for beginners.

Description: Table of contents

Description: Part 2 of a six-part series on the evolution of risk management continues with this article on dynamic financial analysis.