Description: Report on survey designed to get feedback on underwriting guidelines, requirements, assumptions and practices used in assessment of older age applicants.

Description: This is a presentation of the results of the referenced mortality study, and it is the latest in continuing annual reports on intercompany mortality experience under standard individually underwritten life insurance.

Description: Excel-based tables for 2017 CSO mortality rates.

Description: Excel-based tables for 2017 CSO mortality rates.

Description: The results of the 2016 Group Term Life Experience Study, which includes experience for policies in force anytime during 2010 through 2013.

Description: Milliman was hired by the Society of Actuaries (SOA) to provide high face amount mortality data from a mortality study Milliman recently completed. High face amounts are defined as $1 million and higher. The information in the tables was taken or derived from the data collected and used to produce the Milliman Industry Mortality Study and Analysis (MIMSA).

Description: The 2009 Estonia experience study includes both mortality and persistency studies of policies in force any time during the 2006-2008 study period. The study applies to the entire portfolios of the contributing companies and these companies represent the vast majority of the Estonia individual life insurance market. Separate studies were performed based upon policy counts and insurance in force. Actual mortality was compared to expected mortality based upon the SOA 1975-80 select and ultimate mortality table.

Description: The Q&A’s contain additional background information on the development, application and impact of Scale BB. Scale BB was introduced in March 2012 as an interim mortality improvement scale which may be used by pension actuaries until work on a formal successor to the widely used improvement scale, Scale AA, is complete.

Description: The cover letter sent to potential participants for the 2007-09 Individual Life Experience Study.

Description: This mortality study, prepared by the Society of Actuaries Reinsurance Council and Manulife, is based on 1997 and 1998 large amount – face greater than $1 million - mortality experience of the six contributing reinsurance companies.