Description: This intercompany study examines expenses by type of expense, distribution channel, and type of policy.

Description: The 2009 Estonia experience study includes both mortality and persistency studies of policies in force any time during the 2006-2008 study period. The study applies to the entire portfolios of the contributing companies and these companies represent the vast majority of the Estonia individual life insurance market. Separate studies were performed based upon policy counts and insurance in force. Actual mortality was compared to expected mortality based upon the SOA 1975-80 select and ultimate mortality table.

Description: The Q&A’s contain additional background information on the development, application and impact of Scale BB. Scale BB was introduced in March 2012 as an interim mortality improvement scale which may be used by pension actuaries until work on a formal successor to the widely used improvement scale, Scale AA, is complete.

Description: Outlines the minimum amount of data required to participate in the 2005-2007 life claims study

Description: The cover letter sent to potential participants for the 2007-09 Individual Life Experience Study.

Description: This report provides a validated, structured dataset of demographic and socioeconomic variables to support mortality heterogeneity research across geographies and population groups.

Description: The Society of Actuaries Individual Disability Experience Committee has completed their study of incidence experience for the period 2006-2014 comparing trends to the 2013 IDI Valuation Table (2013 IDIVT) base incidence rates. Included is the report and pivot table.

Description: 1991-1995 individual life experience studies table.

Description: Report on intercompany mortality experience by amount of insurance under standard individually written issues for policy years 2004-05 and excludes rated, converted, and other guaranteed or simplified issues. Policies in force under non-forfeiture provisions are also excluded.

Description: This report explores how artificial intelligence can be applied to investment and retirement planning, highlighting real-world applications, risks, and recommendations.