Description: Defines Accelerated Underwriting programs as a transformational trend, and outlines a process for evaluating mortality implications of such programs.

Description: Key findings from Milliman's 2019/2020 UL/IUL survey. Provides benchmarking for UL/IUL competitors relative to trends in the industry.

Description: Feature article describing how the Society of Actuaries (SOA) partnered with the Association of Home Office Underwriters (AHOU) and the Canadian Institute of Underwriters to conduct research focused on new medical tests and markers that may have significance and relevance to the life insurance markets to get a sense of where underwriting practices are going in the future.

Description: Summary of current state of A&H reinsurance business.

Description: Description and welcome to the 2020 Canadian Reinsurance Conference including highlight of the key note speaker

Description: This article discusses gaining a competitive advantage by reducing new-business processing costs using point-of-sale technology.

Description: The article focuses on the use of predictive analytics in the development of experience studies, pros and cons of using predictive analytics versus traditional techniques, and the implications for setting assumptions and improving profitability.

Description: This article summarizes a session at a recent SOA meeting that featured numerous short presentations on underwriting ideas. The focus was on areas such as, process improvement, improved underwriting information, middle market penetration, and organizational issues.

Description: The SOA Research Institute engaged Milliman to perform a study examining life insurer practices on accelerated underwriting and how COVID-19 has impacted them. This effort included a separate outreach to actuaries working for twelve different state insurance departments. At the time of this report, three responses to our regulatory survey had been received. Therefore, the results of the three-question survey are discussed in broad terms, rather than using numerical measurements.

Description: In this video Jenna Fariss, ASA MAAA, delves into the nuanced relationship between actuaries and underwriters. She highlights the fundamental differences in their approaches to risk assessment. The discussion dives into the challenge of predicting individual mortality accurately, addressing concerns like anti-selection and the integration of predictive models and machine learning into underwriting practices. Ultimately, the session underscores the evolving landscape of mortality risk assessment, blending traditional methods with innovative techniques for a dynamic future in the insurance industry. Contributors : Jenna Farris, ASA, MAAA; Jon Forster ASA, MAAA; Mark Gardiner