Description: These are the discussant comments for the concurrent Session 3A: Mortality Inequality: Impact of Socioeconomic Factors

Description: Explores SOA and other research on shocks and unexpected expenses. Discusses impact of shocks and strategies for responses. Includes many focus group quotes.

Description: These are the discussant comments for the concurrent Session 2B: Older-Age Mortality Trends from the January 4-6, 2017 Living to 100 Symposium in Orlando.

Description: This paper defines Distributable Earnings as the generalized pricing and valuation framework for financial contracts containing the requirement to hold capital or reserves in support of the obligations. It examines the Market Value paradigm and its foundation arising from the pricing of fixed income securities. It reconciles these two methods, showing that market value methods ignore mandatory capital and reserve requirements, which carry both risk and cost. The paper makes the case for the Distributable Earnings framework, not Market Value, as the true basis for economic value for these financial contracts. Finally, it concludes that this framework must be employed in risk-management processes, else fail to recognize a significant source of risk.

Description: This paper discusses various types of risks within an Enterprise Risk Management framework, responses to risk, and the implementation of an ERM framework.

Description: This is the Trends in Life Expectancy and Lifespan Variation After Retirement abstract authored by Jesu´s-Adria´n A´ lvarez, Søren Kjærgaard, Malene Kallestrup-Lamb, James W. Vaupel for Session 1B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: This is the A Study into the Impact of Pre-Programmed Health Risks in Retirement Planning paper authored by N. V. Subramanyan for Session 1B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: These are the Discussant Comments for the Pensions and Longevity Risk Session 5B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: These are the Discussion Comments by Jean-Marc Fix for the Disease and Longevity Session 6B of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.

Description: These are the Discussant Comments by Douglas W. Andrews for the Retirement Strategies 2B Session of the January 13-15, 2020 Living to 100 Symposium in Orlando, Florida.