Description: This report presents research into recent population mortality experience as it pertains to development of mortality improvement assumptions for measuring obligations of retirement programs in the United States.

Description: This report is presented in the form of a Tableau dashboard and is the sixth public release from this report series and contains the results of an excess mortality analysis for the fourth quarter of 2021. Data from 30 companies representing approximately 69% of the industry’s face amount inforce were included in the analyses in this report. A total of 3.2 million death claims from individual life policies from 2015 through December 31, 2021 make up the basis of the analyses. The report also compares the experience under COVID-19 of the insured population versus the general population.

Description: The use of Risk Adjustment in Medicare Advantage (MA) has come under scrutiny due in part to a higher rate of increase of costs of its participating Health plans relative to traditional Medicare despite statutory requirements that reimbursement for these two programs must be actuarially equivalent.

Description: The document is a report on U.S. Population Mortality Observations updated with 2022 experience by R. Jerome Holman, FSA, MAAA. It covers mortality trends, analyses by factors like sex, age group, and cause of death, and includes methodological details for the data presented.

Description: The Experience Study Rate Errors paper discusses, in depth, the errors that arise from the use of two partial rate years, such as policy years or years of age, to cover one calendar year.

Description: This report contains a set of of unloaded and loaded mortality tables for guaranteed issue business.

Description: Toward a Predictive Analytics Framework files

Description: This report provides a resource guide for asset-liability management practitioners, including methodology reviews, a survey of ALM practices, and guidance for applying ALM questions to real-world situations.

Description: A biennial survey analyzing financial risk awareness and retirement transition experiences of Americans aged 45–80.

Description: Summarizes the results of a follow-up survey of a panel of experts on COVID-19 to see how views on the disease’s impact on future U.S. mortality may have changed.